Rewards

Ambassadors - Refer accounts, products and services and you will be rewarded!

You will earn 1 point for the majority of accounts, products or services

that someone opens at the credit union!

Example: If you refer someone to open a new account and they sign up for the following services, point s will be as follows:

Point System
New Member =	2 Points
Savings Account =	1 Point
Checking Account =	1 Point
VISA Debit Card =	1 Point
Auto Loan =	1 Point
IRA =	1 Point
TOTAL	7 Points!

As you can see, it's easy to earn up to 7 points just for one new member you refer!

For existing members, you can earn one point for each of the following products referred:

Checking Account, Any type of Loan, VISA Credit Card, IRA ($10,000 minimum)

Plus, there's a separate point system if a new or existing member opens a Certificate of Deposit with new money (money that is not already in an account with CD Federal).

Certificate of Deposit Point System
$100,000 Certificate =	1 Point
$100,000 - $199,999.99 =	3 Points
$200,000 - $299,999.99 =	7 Points
$300,000 & Up =	11 Points

PLUS, if you refer a Select Employee Group (SEG) to us, you will earn the following:

Select Employee Group (SEG) Point System
SEG with under 50 employees	2 Points
SEG with 50 employees or more	3 Points

Redeem your points for the following:
10 Points	$5 gift certificate to Peet's Coffee, Starbuck's, Jamba Juice or House of Bagels
20 Points	Free box of Checks and .25% APR* off of your next loan with CDFCU (excluding mortgages) *APR = Annual Percentage Rate or $15 gift certificate to Target
30 Points	$35 Gas card or $35 Digger's Diner Certificate or complete car wash & vacuum
40 Points	Dinner and 2 Movie Tickets or 1 Hour Massage
50 Points	Two tickets to Great America or Discovery Kingdom
60 Points	Dinner and Concert at the Concord Pavilion or Portrait Studio Photo Session for you and your family or friends at Sun Valley Mall (up to $80 worth of professional pictures)
70 Points	$100 Cash
80 Points	A day at the spa in Calistoga for you and a friend
100 Points	Vacation package to Las Vegas or Disneyland or Cruise for two on the San Francisco Hornblower